Free
$0
Unlimited, forever
- Unlimited conversions and verification reports
- CSV export, no row limit
- No sign-up — works offline
Bank statement PDF → CSV · Excel · QBO
Turn a bank statement into a spreadsheet you can actually trust.
The whole conversion runs inside this page. Your statement is never uploaded — pull the network cable and it still works. And every conversion is checked against the statement's own arithmetic, so you find out whether the numbers are right before you rely on them.
No account · no upload · CSV free forever · Excel & QBO from $2
Nothing uploaded
statement_2026-08.pdf4 pages · 41 rows
| Date | Description | Amount | Balance |
|---|---|---|---|
| 08/01 | Opening balance | 4,812.40 | |
| 08/03 | Payroll · ACME LLC | 3,250.00 | 8,062.40 |
| 08/05 | Rent · Northgate Props | (2,100.00) | 5,962.40 |
| 08/09 | Card · Grocer #114 | (86.13) | 5,876.27 |
| 08/14 | Transfer to savings | (500.00) | 5,376.27 |
| 08/28 | Interest paid | 1.92 | 5,378.19 |
✓Running balance re-added at 41 points, all consistent.
✓Against the statement's own totals: deposits 3,251.92 ✓, withdrawals 2,686.13 ✓, closing 5,378.19 ✓.
Drop PDFs here
or · several at once is fine
01 — Method
Read, re-add, then export.
Three steps, all of them on your machine. The middle one is the reason to use this instead of a generic PDF converter.
1
Drop the PDF
The statement you downloaded from online banking. Several months at once is fine — they are merged in date order and checked against each other.
2
Read the check
The running balance is re-added row by row, and the deposits, withdrawals and closing balance are compared with the totals the bank printed. A mismatch is flagged with the row, not hidden.
3
Export
CSV is free and unlimited. Excel (.xlsx) and QBO for QuickBooks are paid per page — from $2 for 20 pages, paid once, never expiring.
What it can read — and what it cannot
Works
- Real PDFs from online banking — the file the bank's website gives you, with selectable text.
- A transaction table with a header row: Date, Description (or Particulars, Narration, Details, Memo), then either Amount or separate Deposits / Withdrawals (Credits / Debits, Money in / out, Paid in / out), with or without a Balance column.
- Statements split into sections — a deposits list followed by a withdrawals list, as US checking statements are laid out.
- Dates written as 12/31/2025, 31-12-2025, 2025-12-31 or 31 Dec 2025; amounts with thousands separators, negatives in parentheses, any currency symbol.
- Verified layouts: Chase and Bank of America checking and savings statements, where the printed totals are also cross-checked. Other banks that print a plain table generally read cleanly — the free CSV export tells you in seconds.
Does not work
- Scans and photos. There is no text to read and this tool does no OCR. Download the statement again from the bank instead.
- Layouts it does not recognise. It refuses rather than guesses, and tells you so. Send the file to support@balancesout.com and the layout gets added.
- Credit card statements with no running balance convert, but only the printed totals can be checked, and the report says exactly that.
02 — Pricing
Priced per page. The page price is printed.
Pick exactly the pages you need from $0.10 a page, or take a pack and pay less per page. Every option prints its per-page cost — that is the number you pay.
Reading your statement is free. Always.
Unlimited conversions, unlimited verification reports, unlimited CSV — no account, no card. Paid packs unlock Excel and QBO, which is what you need if the numbers are going into QuickBooks, Xero or a client file. Find out whether your bank parses cleanly before you spend anything.
Any number of pages
$2for 20 pages
$0.10 per page · from 20 pages · never expires
- Excel (.xlsx) and QBO export
- Pages are only spent on Excel and QBO
- Top up any time; packs stack
Packs — cheaper per page
| 50 pages | $5 | $0.10/pg | Buy |
| 100 pages | $9 | $0.09/pg | Buy |
| 300 pages | $19 | $0.063/pg | Buy |
| 1,000 pages | $39 | $0.039/pg | Buy |
One payment each, never expires. A 300-page pack covers a year of monthly statements for most accounts.
Paid through PayPal — a PayPal account is not required, cards work too. The licence key is emailed and shown on screen within a minute of payment; nothing is shipped. Prices in US dollars, excluding any tax your country may add. 14-day refund, no questions asked.
Doing this every month? Subscriptions are coming.
Past about 300 pages a month a subscription will be cheaper than buying packs. They open after launch; until then a page pack covers every feature.
Professional
$0.029/page
$29/month · 1,000 pages a month
- Everything, plus batch conversion and merging several statements
- Go over? Add a page pack — no forced upgrade
- Cancel any time
Firm
Unlimited
$79/month · no page cap
- Everything in Professional
- Several licence keys, one per colleague
- Priority on requests for new statement layouts
What $29 buys elsewhere
| Tool | Pages for $29 | Per page |
|---|---|---|
| DocuClipper Starter | 60 | $0.48 |
| CapyParse Starter | 150 | $0.19 |
| BankStatementConverter | ~400 | $0.075 |
| BalancesOut Professional | 1,000 | $0.029 |
This is not loss-leader pricing. Every one of those tools pays for OCR and server time on every page, because the parsing happens in their data centre. Ours happens in your browser, on your machine, at a marginal cost to us of zero. Competitor figures are from their own public pricing pages, 2026.
Already bought a key?
Lost your key? Have it re-sent from the address you bought with. Anything else: support page.
03 — Questions
Before you drop a file.
Is my statement uploaded anywhere?
No. The PDF is read by code running in your browser; the text never leaves your machine. The privacy policy is short because there is nothing to disclose — disconnect from the internet after the page loads and it still converts.
Will it read a scanned statement?
No. A scan is a picture, and this tool does no OCR. Download the statement from your bank's website instead; that file has real text in it.
Which banks work?
Any statement laid out as a table with a header row: date, description, amounts, optionally balance. Chase and Bank of America layouts are verified in detail. If yours is not recognised, the page says so instead of guessing, and the free CSV export costs you nothing to find out.
What counts as a page?
A page of the PDF. A 4-page statement exported to Excel spends 4 pages; exporting the same statement to CSV spends nothing. Merging six statements into one Excel file spends their pages added together.
Can I use my key on another computer?
Yes — paste the same key there. The page balance is kept in the browser where you activated, so for the count to carry on, keep using the same browser. Lost keys are re-sent to the email you bought with.
Does the QBO file import into QuickBooks?
It is a standard Web Connect (.qbo) file: File → Utilities → Import → Web Connect in QuickBooks Desktop, or the bank-file upload in QuickBooks Online. The statement must print an account number for the file to carry one.
What if it gets a number wrong?
The verification report tells you where. The running balance is re-added row by row, and the totals are compared with what the bank printed; a break is shown with its row number. Check that row by hand — and if the tool misread a layout, send the file and it gets fixed.
Refunds?
14 days, no questions, full amount, whether or not pages were used. If your bank's statement will not read at all, the refund has no time limit. Refund policy.